Gulf Atlantic companies have been providing medical professional liability insurance in Florida for over 25 years. We were formed to provide alternative coverages to physicians in an unstable market in the mid 1970's. Now that market has returned to Florida with a vengeance.

GALDI is the newest Gulf Atlantic venture. It was designed for one reason – to let physicians assume control over their liability exposure. GALDI is a prepaid legal program licensed by the Florida Department of Financial Services with a big twist: we only cover legal expenses incurred in medical malpractice claims. We will pay up to $100,000 per claim, $200,000 annual aggregate for legal expenses associated with those claims including attorneys, experts and court costs. We know the good lawyers and have established relationships with them. We provide a meaningful middle ground between maintaining malpractice insurance and being totally bare.

What does this mean? We can’t, and don’t, pay indemnity (damages) resulting from a claim. You assume that risk by electing to go bare. But if you go bare, you don’t go it alone. Your legal expenses are paid up to the policy limits. If you’ve elected to go bare, you can now aggressively defend malpractice claims against you. And, most importantly, YOU AND YOU ALONE decide when and for what price a legitimate claim will be settled.

If you are insured with GALDI and get sued, the plaintiff attorney faces something entirely new. He will soon discover that his targeted physician is backed by a knowledgeable, formidable and well funded opponent: GALDI. This new opponent will not, because it cannot, roll over for a quick settlement. Instead, we will fund a prolonged and vigorous defense – leaving you free to continue to practice with nominal disruption.

GALDI expense coverage is offered at a fraction of the malpractice premium you’ve been paying. Prior acts coverage is available, as well as defense coverage for Medicare and AHCA complaints. In the past, the deck has been stacked against physicians when it comes to malpractice coverages. When the deck is stacked against you, it’s time to change the game.

Call us today, or download an application for coverage to receive a free quote.

Sincerely,

Joseph W. Jacobs, President